A Day in the Life - Before and After Pocket Teller.

Millions of hardworking Americans and legal residents spend an average of 9.4% of their annual income just to access and use their own money.
That's simply unacceptable, so we created a better way.


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BEFORE
Get Paid By Paper Check

Without a bank account, you must be paid by paper check. Depending on the nature of the check and the service provider, you will usually pay between 1% to 5% of your check’s value in order to access and use your money through check-cashing services, etc.

After
GET PAID BY DIRECT DEPOSIT
OR PHOTO CHECK DEPOSIT

Set up direct deposit with your employer (or anyone else you receive payments from) using your Pocket Teller account. It's just like a regular bank account, and at no cost. You can also deposit paper checks instantly with your smartphone camera using the photo check deposit feature in the Pocket Teller app.

 
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BEFORE
Pay Bills Using Cash or Money Orders

Paying bills is difficult with no bank account or credit cards. You are required to purchase and submit money orders to pay common bills such as rent, utilities, cell phone and auto payments which is costly and time consuming. 

After
BILL PAY FEATURE IN THE POCKET TELLER APP

The Bill Pay feature in the Pocket Teller app provides an affordable, convenient way for you to pay bills. Bill payments can be sent electronically to any business that accepts electronic payments or Visa®. 

 

BEFORE
Carrying Cash

Cash can be lost or stolen, and when it’s gone... it’s gone. Losing cash can have devastating consequences and to use cash in other countries it has to be converted into local currency.

After
CARRYING THE POCKET TELLER CARD

Pocket Teller cards are safe and secure. Funds are 100% FDIC® insured and protected against unauthorized purchases, fraud and loss. If your card is lost or stolen, a new card will be sent with the same balance, usually within 48 hours.

 

BEFORE
Person to Person Money Transfer

Transferring money can be inconvenient and expensive, not to mention the valuable time lost sending and receiving funds that require access to a physical location on both ends.

After
POCKET TELLER friends & FAMILY CARDS

Add supplemental cards for family and friends to carry and use at home or internationally. Money can be transferred from one account to another instantly using the Pocket Teller app at NO CHARGE to you. The recipient can take cash out at the nearest surcharge-free Allpoint® ATM or use the card to make purchases anywhere in the world Visa® is accepted.